by Ballard Team | Aug 27, 2025
When buying a home, one of the first decisions you’ll make is whether to purchase a condominium or a single-family home. Beyond lifestyle and location, the type of property you choose directly affects the mortgage loan process. Lenders view condos and single-family...
by Ballard Team | Jun 26, 2024
Understanding Down Payment Assistance Programs When it comes to buying a home, one of the most common misunderstandings is that you need at least a 20% down payment. This misconception can discourage potential buyers, especially first-time homebuyers, from pursuing...
